debit cards

A convenient way to access your checking account funds.

Enroll or Log in to Online Banking and click Open New Account

pair a debit card

with a great checking account

In an increasingly cashless world, you need a debit card you can count on – one that is secure, reliable, convenient and accepted worldwide. From the donut shop to the movie theater, you can use your card at millions of places, so it’s perfect for those little purchases you make every day. Still not convinced you’d benefit? Here’s even more reason to reach for a Visa® Debit Card from United for your next purchase:

EMV & Contactless Enabled

All Visa Debit Cards from United come with built-in EMV and contactless technology, making it one of the most secure and convenient ways to pay.

ATM Access

All cardholders have access to a shared ATM network, allowing them surcharge-free access to nearly 30,000 ATMs nationwide.¹

Enhanced Security

Unlike cash, you’re protected if your card is ever lost or stolen. With Visa’s Zero Liability, you’re not responsible for unauthorized purchases.²

Convenience

The days of paying by both cash and check are aging behind us for many of reasons. Plus, having an electronic record of every transaction can be a real time-saver and makes keeping track of what you spend a snap.

Digital Wallet

Making a purchase has never been easier. Add your debit card to Apple Pay®, Google Pay™, or Samsung Pay™ and pay using your mobile or wearable device.³

CardPerks Rewards

Members with debit cards tied to our Rewards Checking can also cash in on all their everyday spending through CardPerks Rewards. Earn 1 CardPerk Rewards point for every $3 you spend!⁴

request your card today!

If you have an existing checking account here at United, adding a debit card is easy. You can request your card(s) by calling us at (888) 982-1400 or stopping into any branch location. If you're looking to open a checking account, visit our compare checking accounts page to get started.

easy and convenient

Access to over 30,000free ATMs nationwide¹

EMV & Contactless
Enhanced Security
Digital Wallet Ready
Instant Issue Cards in Branch

other card benefits:

Dovly Uplift® – With Dolvy Uplift for Visa cardholders you get all the credit tools you need to help raise your score and maximize your money at no cost to you. Included with Dovly Uplift: monthly TransUnion® credit report and score, maximum error disputing with TransUnion®⁵ and standard credit alerts and ongoing credit monitoring.

unlock my benefits

ID Navigator Powered By NortonLifeLock⁶ – As a Visa cardholder, you have complimentary free access to ID Navigator Powered by NortonLifeLock. Although no one can prevent all identify theft, ID Navigator will help keep you informed of potential threats to your identity, with tools including: dark web monitoring, stolen wallet assist and one-bureau credit monitoring alerts.⁷

check for eligibility

Debit cards issued by United Federal Credit Union pursuant to a license from Visa USA, Inc.

[1] Members are entitled to five (5) free withdrawals per month through CO-OP Network and Alliance One ATMs. Transactions at ATMs not owned by United Federal Credit Union may incur an additional surcharge from the ATM owner. This fee is not collected nor controlled by United Federal Credit Union.

[2] Visa’s Zero Liability Policy does not apply to certain commercial cards and anonymous prepaid card transactions or transactions not processed by Visa. $0 fraud liability claims are subject to investigation and verification. Cardholders must use care in protecting their card and notify United Federal Credit Union immediately of any unauthorized use. Restrictions apply. Contact United Federal Credit Union for more detail or visit http://www.visa.com/security.

[3] Android Pay is a trademark of Google Inc. Apple Pay is a registered trademark of Apple, Inc., registered in the U.S. and other countries. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

[4] Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information.

[5] Dovly’s automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report. While Dovly’s platform is designed to remove questionable information from your credit report, every case is different, and not everyone will achieve the same results. For more information on Dovly Uplift visit DovlyUplift.com.

[6] No one can prevent all cybercrime or prevent all identity theft.

[7] Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive Credit Features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.

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